Question 1

What are the early signs that a company needs restructuring advice?

Accepted Answer

Persistent negative operating cash flow, reliance on short-term borrowing to fund losses, stretched supplier payments, covenant pressure or waiver requests, declining margins across consecutive quarters, and loss of key customers or contracts. In Saudi Arabia, delayed Zakat/tax or GOSI obligations are also common early markers. The earlier advisors are engaged, the more options remain open - including fully consensual solutions that avoid formal procedures.

Question 2

What is a turnaround plan and how do you build one?

Accepted Answer

A turnaround plan is a costed, time-bound roadmap to restore a business to viability. We begin with a rapid diagnostic of cash, profitability and operations, build a 13-week cash flow forecast to stabilize liquidity, then develop the strategic, operational and financial initiatives - each with owners, milestones and measurable targets - that management and lenders sign up to.

Question 3

Can you support a company going through a Financial Restructuring Procedure (FRP) under the Saudi Bankruptcy Law?

Accepted Answer

Yes - as financial consultants. We prepare the underlying restructuring plan analysis, scenario models, creditor waterfalls and feasibility assessments that an FRP requires, working alongside the licensed bankruptcy trustee and legal counsel who formally administer the procedure. We are a licensed management consultancy, not a licensed trustee, and our role is analytical and advisory.

Question 4

How is a distressed business valuation different from a standard valuation?

Accepted Answer

Standard valuations assume a willing buyer, a willing seller and time. Distressed valuations must deal with constrained liquidity, forced-sale timelines, uncertain forecasts and creditor priorities. We model going-concern and liquidation scenarios side by side, apply appropriate marketability and distress discounts, and present recovery outcomes by stakeholder class - which is what banks, courts-adjacent processes and investors actually need.

Question 5

What restructuring options does a company in financial distress have in Saudi Arabia?

Accepted Answer

Broadly: consensual solutions (bilateral bank negotiations, standstills, refinancing, asset disposals, new equity) and formal procedures under the Bankruptcy Law (Protective Settlement, Financial Restructuring, and liquidation procedures). Our strategic options analysis quantifies each path so shareholders and boards can choose deliberately rather than by default. Formal procedures require licensed trustees and legal counsel, with whom we work in support.

Question 6

Do you work with banks and creditors, or only with companies?

Accepted Answer

Both - but never on the same matter. We provide independent business reviews, recovery analysis and plan assessments for lenders, and turnaround and restructuring advisory for companies. Independence and conflict management are structural to how we accept engagements.

Question 7

Can you prepare bank and investor presentations for a restructuring?

Accepted Answer

Yes. Lender presentations, information memoranda, restructuring proposals and investor materials are core deliverables - built on defensible models and presented to institutional standard.

Question 8

Are you a licensed bankruptcy trustee?

Accepted Answer

No. Platform01 Consulting is a licensed management consulting firm in Saudi Arabia. We are not licensed by the Bankruptcy Commission as a trustee or expert and we do not provide legal services. We provide the financial and strategic consulting that supports companies, creditors, investors, legal counsel and licensed trustees across restructuring situations.

Question 9

Is your work confidential?

Accepted Answer

Absolutely. Distressed situations are sensitive - for lenders, employees, families and reputations. Engagements are handled under strict confidentiality, with discreet working protocols suited to family businesses and listed companies alike.

Question 10

How quickly can you mobilize?

Accepted Answer

For urgent liquidity situations we can typically deploy a senior-led team within days, with a stabilization workstream (cash control and 13-week forecast) running within the first two weeks.

Restructuring Consulting Services

Independent Restructuring Consultancy for Creditors, Investors and Trustees in Saudi Arabia

Licensed Management Consulting Firm

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Guiding Businesses Through Complexity

We help organizations navigate:

Restructuring
Consulting Team

Mustafa Nadeem, CFA

Saad Jilani

Ali Shah Khawaja

Decades of experience. Billions in advisory value.

Our Restructuring Consulting Services

Why Choose Platform01 for Restructuring?

Deep Practitioner Experience

Independent & Conflict-Free

Familiarity with the GCC Context

Discreet, Trusted, and Commercial

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